/* Simplisure — Phase 1 styles. Mobile-first, calm & trustworthy. */

:root {
  --bg: #f7f6f2;
  --surface: #ffffff;
  --surface-2: #f1efe9;
  --ink: #1c2b2a;
  --ink-soft: #4a5a58;
  --muted: #7d8a88;
  --line: #e2ded5;
  --primary: #0f6b5c;      /* deep teal-green: trust, calm */
  --primary-ink: #0a4d42;
  --primary-soft: #e4f0ed;
  --accent: #c2721a;       /* warm amber: "catch" warnings */
  --accent-soft: #fbeede;
  --danger: #b23b3b;       /* red flags */
  --danger-soft: #f8e7e5;
  --radius: 14px;
  --radius-sm: 9px;
  --shadow: 0 1px 2px rgba(20,40,38,.06), 0 8px 24px rgba(20,40,38,.06);
  --maxw: 760px;
  --font: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

@media (prefers-color-scheme: dark) {
  :root {
    --bg: #10201d; --surface: #16302b; --surface-2: #1c3a34;
    --ink: #eaf1ef; --ink-soft: #c0d0cd; --muted: #8ba39e;
    --line: #274841; --primary: #4bbfa8; --primary-ink: #7fd6c5;
    --primary-soft: #123a33; --accent: #e0954a; --accent-soft: #3a2a17;
    --danger: #e07a7a; --danger-soft: #3a1f1f;
    --shadow: 0 1px 2px rgba(0,0,0,.3), 0 8px 24px rgba(0,0,0,.3);
  }
}

* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0; font-family: var(--font); background: var(--bg); color: var(--ink);
  line-height: 1.6; font-size: 16px;
}
h1, h2, h3 { line-height: 1.25; color: var(--ink); }
a { color: var(--primary-ink); }
p { margin: 0 0 1em; }
.muted { color: var(--muted); }

/* Header */
.site-header {
  display: flex; align-items: center; gap: 12px;
  padding: 12px 16px; background: var(--surface); border-bottom: 1px solid var(--line);
  position: sticky; top: 0; z-index: 20;
}
.brand { display: flex; align-items: center; gap: 8px; text-decoration: none; color: var(--ink); font-weight: 700; }
.brand-mark { color: var(--primary); font-size: 18px; }
.brand-name { letter-spacing: -.2px; }
.site-nav { margin-left: auto; display: flex; gap: 6px; flex-wrap: wrap; }
.site-nav a {
  text-decoration: none; color: var(--ink-soft); font-size: 15px; font-weight: 500;
  padding: 7px 11px; border-radius: 999px;
}
.site-nav a:hover, .site-nav a.active { background: var(--primary-soft); color: var(--primary-ink); }
.nav-toggle { display: none; margin-left: auto; background: none; border: 0; font-size: 22px; color: var(--ink); cursor: pointer; }

@media (max-width: 620px) {
  .nav-toggle { display: block; }
  .site-nav {
    position: absolute; top: 100%; right: 0; left: 0; flex-direction: column; gap: 2px;
    background: var(--surface); border-bottom: 1px solid var(--line); padding: 8px 12px; display: none;
  }
  .site-nav.open { display: flex; }
  .site-nav a { padding: 10px 12px; }
}

/* Layout */
.app { max-width: var(--maxw); margin: 0 auto; padding: 22px 18px 40px; min-height: 60vh; }
.site-footer { max-width: var(--maxw); margin: 0 auto; padding: 24px 18px 48px; color: var(--muted); font-size: 13.5px; }
.site-footer strong { color: var(--ink-soft); }
.footer-links { margin-top: 12px; font-size: 13px; }
.footer-links a { color: var(--primary-ink); text-decoration: none; }
.footer-links a:hover { text-decoration: underline; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; gap: 8px; justify-content: center;
  background: var(--primary); color: #fff; border: 0; border-radius: 999px;
  padding: 12px 20px; font-size: 15px; font-weight: 600; cursor: pointer; text-decoration: none;
}
.btn:hover { background: var(--primary-ink); }
.btn.secondary { background: var(--surface); color: var(--ink); border: 1px solid var(--line); }
.btn.secondary:hover { background: var(--surface-2); }
.btn.ghost { background: transparent; color: var(--primary-ink); }
.btn:disabled { opacity: .45; cursor: not-allowed; }
.btn-row { display: flex; gap: 10px; flex-wrap: wrap; }

/* Home */
.hero { text-align: center; padding: 20px 0 8px; }
.hero h1 { font-size: 30px; margin: 0 0 10px; letter-spacing: -.5px; }
.hero p.lead { font-size: 18px; color: var(--ink-soft); max-width: 30em; margin: 0 auto 20px; }
.neutral-badge {
  display: inline-flex; gap: 7px; align-items: center; background: var(--primary-soft);
  color: var(--primary-ink); padding: 6px 13px; border-radius: 999px; font-size: 13px; font-weight: 600; margin-bottom: 18px;
}
.pillar-grid { display: grid; grid-template-columns: 1fr; gap: 14px; margin-top: 24px; }
@media (min-width: 640px) { .pillar-grid { grid-template-columns: 1fr 1fr 1fr; } }
.pillar {
  background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 18px; box-shadow: var(--shadow); text-decoration: none; color: var(--ink); display: block;
}
.pillar:hover { border-color: var(--primary); }
.pillar .ico { font-size: 24px; }
.pillar h3 { margin: 10px 0 6px; font-size: 17px; }
.pillar p { margin: 0; font-size: 14px; color: var(--ink-soft); }

/* Section headings */
.page-title { font-size: 24px; margin: 6px 0 4px; letter-spacing: -.3px; }
.page-sub { color: var(--ink-soft); margin: 0 0 22px; }

/* Learn type grid */
.type-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }
.type-card {
  background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 18px; text-decoration: none; color: var(--ink); box-shadow: var(--shadow); position: relative;
}
.type-card:hover { border-color: var(--primary); }
.type-card .ico { font-size: 26px; }
.type-card h3 { margin: 10px 0 4px; font-size: 17px; }
.type-card p { margin: 0; font-size: 13.5px; color: var(--ink-soft); }
.type-card.soon { opacity: .72; }
.badge-soon {
  position: absolute; top: 12px; right: 12px; background: var(--surface-2); color: var(--muted);
  font-size: 11px; font-weight: 700; padding: 3px 8px; border-radius: 999px; text-transform: uppercase; letter-spacing: .4px;
}
.badge-live {
  position: absolute; top: 12px; right: 12px; background: var(--primary-soft); color: var(--primary-ink);
  font-size: 11px; font-weight: 700; padding: 3px 8px; border-radius: 999px; text-transform: uppercase; letter-spacing: .4px;
}

/* Stepper */
.stepper-top { margin-bottom: 18px; }
.progress { height: 6px; background: var(--surface-2); border-radius: 999px; overflow: hidden; }
.progress > i { display: block; height: 100%; background: var(--primary); border-radius: 999px; transition: width .25s ease; }
.step-meta { display: flex; justify-content: space-between; align-items: center; margin: 10px 0 0; font-size: 13px; color: var(--muted); }

.step-card {
  background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius);
  padding: 22px; box-shadow: var(--shadow);
}
.step-kind {
  display: inline-block; font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .5px;
  padding: 4px 10px; border-radius: 999px; margin-bottom: 12px;
  background: var(--surface-2); color: var(--muted);
}
.step-kind.catch { background: var(--accent-soft); color: var(--accent); }
.step-kind.concept { background: var(--primary-soft); color: var(--primary-ink); }
.step-kind.intro, .step-kind.summary { background: var(--surface-2); color: var(--ink-soft); }
.step-card h2 { font-size: 21px; margin: 0 0 12px; }
.step-body { font-size: 16.5px; color: var(--ink); }
.step-body strong { color: var(--ink); }

.takeaway {
  margin-top: 16px; padding: 12px 14px; background: var(--primary-soft); border-radius: var(--radius-sm);
  color: var(--primary-ink); font-weight: 600; font-size: 15px; display: flex; gap: 8px;
}
.takeaway .ico { flex: none; }

.example {
  margin-top: 16px; border: 1px dashed var(--accent); border-radius: var(--radius-sm);
  background: var(--accent-soft); padding: 14px 16px;
}
.example .ex-label { font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .5px; color: var(--accent); }
.example .ex-scenario { font-weight: 600; margin: 6px 0 8px; }
.example ol { margin: 0 0 8px; padding-left: 20px; }
.example .ex-result { font-weight: 600; color: var(--ink); margin: 0; }

/* Glossary chip inside body */
.term {
  background: none; border: 0; border-bottom: 1.5px dotted var(--primary); color: var(--primary-ink);
  font: inherit; font-weight: 600; cursor: pointer; padding: 0; }
.term:hover { background: var(--primary-soft); }

.step-nav { display: flex; justify-content: space-between; gap: 10px; margin-top: 18px; }

/* Decision flow */
.q-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; box-shadow: var(--shadow); }
.q-card h2 { font-size: 20px; margin: 0 0 6px; }
.q-help { color: var(--ink-soft); font-size: 14.5px; margin: 0 0 16px; }
.options { display: grid; gap: 10px; }
.option {
  display: flex; align-items: flex-start; gap: 12px; padding: 14px; border: 1.5px solid var(--line);
  border-radius: var(--radius-sm); background: var(--surface); cursor: pointer; text-align: left; font: inherit; color: var(--ink);
}
.option:hover { border-color: var(--primary); }
.option.selected { border-color: var(--primary); background: var(--primary-soft); }
.option .check { flex: none; width: 22px; height: 22px; border-radius: 6px; border: 1.5px solid var(--muted); display: grid; place-items: center; font-size: 14px; color: transparent; }
.option.selected .check { background: var(--primary); border-color: var(--primary); color: #fff; }
.option .opt-label { font-weight: 600; }
.option .opt-note { display: block; font-weight: 400; font-size: 13.5px; color: var(--ink-soft); margin-top: 4px; }

/* Checklist result */
.checklist-intro { background: var(--primary-soft); border-radius: var(--radius); padding: 16px 18px; margin-bottom: 18px; color: var(--primary-ink); }
.check-item {
  display: flex; gap: 12px; padding: 14px 0; border-bottom: 1px solid var(--line); align-items: flex-start;
}
.check-item:last-child { border-bottom: 0; }
.check-item .pri {
  flex: none; font-size: 10.5px; font-weight: 700; text-transform: uppercase; letter-spacing: .4px;
  padding: 3px 8px; border-radius: 999px; margin-top: 2px;
}
.pri.must { background: var(--danger-soft); color: var(--danger); }
.pri.should { background: var(--accent-soft); color: var(--accent); }
.pri.nice { background: var(--surface-2); color: var(--muted); }
.check-item .ct-text { font-weight: 600; }
.check-item .ct-why { font-size: 13.5px; color: var(--ink-soft); margin-top: 2px; }

/* Red flags */
.redflags { margin-top: 26px; }
.redflag {
  border-left: 3px solid var(--danger); background: var(--danger-soft); padding: 12px 14px;
  border-radius: 0 var(--radius-sm) var(--radius-sm) 0; margin-bottom: 12px;
}
.redflag .rf-pattern { font-weight: 700; }
.redflag .rf-line { font-size: 14px; margin: 6px 0 0; }
.redflag .rf-do { font-size: 14px; margin: 6px 0 0; color: var(--primary-ink); font-weight: 600; }

/* Glossary page */
.glossary-search {
  width: 100%; padding: 12px 14px; border: 1px solid var(--line); border-radius: 999px;
  font: inherit; background: var(--surface); color: var(--ink); margin-bottom: 18px;
}
.g-item { padding: 14px 0; border-bottom: 1px solid var(--line); }
.g-item h3 { margin: 0 0 4px; font-size: 16px; }
.g-item p { margin: 0; font-size: 14.5px; color: var(--ink-soft); }
.g-applies { display: inline-flex; gap: 6px; margin-top: 8px; flex-wrap: wrap; }
.g-tag { font-size: 11px; background: var(--surface-2); color: var(--muted); padding: 2px 8px; border-radius: 999px; }

/* Placeholder pages */
.placeholder {
  text-align: center; padding: 40px 20px; background: var(--surface); border: 1px dashed var(--line);
  border-radius: var(--radius);
}
.placeholder .ico { font-size: 34px; }
.placeholder h2 { margin: 12px 0 8px; }
.placeholder p { color: var(--ink-soft); max-width: 34em; margin: 0 auto 8px; }

/* About */
.prose h2 { font-size: 20px; margin: 26px 0 8px; }
.prose ul { padding-left: 20px; }
.prose li { margin: 6px 0; }

/* Drawer */
.drawer-backdrop {
  position: fixed; inset: 0; background: rgba(15,30,28,.42); z-index: 40; display: flex; justify-content: flex-end;
}
.drawer {
  width: min(420px, 92vw); background: var(--surface); height: 100%; padding: 24px 22px; overflow-y: auto;
  box-shadow: -8px 0 30px rgba(0,0,0,.15); animation: slidein .2s ease;
}
@keyframes slidein { from { transform: translateX(20px); opacity: .6; } to { transform: none; opacity: 1; } }
.drawer-close { position: absolute; top: 16px; right: 16px; background: none; border: 0; font-size: 18px; cursor: pointer; color: var(--muted); }
.drawer-kicker { font-size: 12px; font-weight: 700; text-transform: uppercase; letter-spacing: .5px; color: var(--primary); margin: 0 0 4px; }
.drawer h3 { font-size: 20px; margin: 0 0 10px; }
.drawer-short { font-weight: 600; font-size: 16px; }
.drawer-long { color: var(--ink-soft); font-size: 15px; }
.drawer-related { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 14px; }
.drawer-related button { background: var(--primary-soft); color: var(--primary-ink); border: 0; border-radius: 999px; padding: 6px 12px; font: inherit; font-size: 13px; font-weight: 600; cursor: pointer; }

/* ---- Scrollable lesson (read) view ---- */
.read-progress { position: sticky; top: 0; height: 4px; background: transparent; margin: -22px -18px 8px; z-index: 5; }
.read-progress > i { display: block; height: 100%; width: 0; background: var(--primary); transition: width .1s linear; }
.lesson-head { margin-bottom: 8px; }
.jump-nav { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 10px; }
.jump-nav .jump {
  font-size: 13px; font-weight: 600; text-decoration: none; color: var(--ink-soft);
  background: var(--surface); border: 1px solid var(--line); padding: 6px 12px; border-radius: 999px;
}
.jump-nav .jump:hover { border-color: var(--primary); color: var(--primary-ink); }

.lsection { padding: 22px 0 6px; border-top: 1px solid var(--line); scroll-margin-top: 12px; }
.lsection:first-of-type { border-top: 0; }
.lsection-title { font-size: 21px; margin: 0 0 14px; letter-spacing: -.3px; }
.lsection.catch .lsection-title { color: var(--accent); }
.lsection.catch .lsection-title::before { content: "⚠ "; }

/* blocks */
.lb-para { font-size: 16.5px; margin: 0 0 14px; }
.lb-points { list-style: none; padding: 0; margin: 0 0 14px; display: grid; gap: 10px; }
.lb-points li { display: flex; gap: 12px; align-items: flex-start; }
.lb-ico { flex: none; font-size: 18px; line-height: 1.4; width: 26px; text-align: center; }

.lb-cards { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin: 4px 0 14px; }
@media (min-width: 620px) { .lb-cards { grid-template-columns: 1fr 1fr 1fr; } }
.lb-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 14px; box-shadow: var(--shadow); }
.lb-card .lb-ico { font-size: 20px; width: auto; text-align: left; }
.lb-card h4 { margin: 6px 0 4px; font-size: 15px; }
.lb-card p { margin: 0; font-size: 13.5px; color: var(--ink-soft); }

.lb-stat {
  display: flex; gap: 14px; align-items: center; padding: 16px 18px; border-radius: var(--radius);
  background: var(--primary-soft); margin: 0 0 14px;
}
.lb-stat.warn { background: var(--accent-soft); }
.lb-stat-val { font-size: 34px; font-weight: 800; letter-spacing: -1px; color: var(--primary-ink); flex: none; }
.lb-stat.warn .lb-stat-val { color: var(--accent); }
.lb-stat-label { font-size: 15px; color: var(--ink); }

.lb-callout {
  padding: 12px 14px; border-radius: var(--radius-sm); margin: 0 0 14px; font-size: 15px;
  border-left: 3px solid var(--primary); background: var(--primary-soft); color: var(--ink);
}
.lb-callout.warn { border-color: var(--accent); background: var(--accent-soft); }
.lb-callout.good { border-color: var(--primary); background: var(--primary-soft); }
.lb-callout.info { border-color: var(--muted); background: var(--surface-2); }
.lb-callout strong { color: var(--ink); }

.lb-compare { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; margin: 0 0 14px; }
.lb-pane { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius-sm); padding: 14px; }
.lb-pane h4 { margin: 0 0 8px; font-size: 15px; color: var(--primary-ink); }
.lb-pane ul { margin: 0; padding-left: 18px; }
.lb-pane li { font-size: 13.5px; color: var(--ink-soft); margin: 5px 0; }

.lb-flow { list-style: none; counter-reset: fl; padding: 0; margin: 0 0 14px; display: grid; gap: 8px; }
.lb-flow li { counter-increment: fl; display: flex; gap: 12px; align-items: flex-start; font-size: 15.5px; }
.lb-flow li::before {
  content: counter(fl); flex: none; width: 24px; height: 24px; border-radius: 50%;
  background: var(--primary); color: #fff; font-size: 13px; font-weight: 700; display: grid; place-items: center; margin-top: 1px;
}

.lb-catches { display: grid; gap: 10px; margin: 0 0 16px; }
.lb-catch { display: flex; gap: 12px; padding: 14px; border-radius: var(--radius-sm); background: var(--surface); border: 1px solid var(--line); }
.lb-catch.high { border-left: 3px solid var(--danger); }
.lb-catch.medium { border-left: 3px solid var(--accent); }
.lb-catch.low { border-left: 3px solid var(--muted); }
.lb-catch-body h4 { margin: 0 0 4px; font-size: 15.5px; }
.lb-catch-body p { margin: 0; font-size: 14px; color: var(--ink-soft); }
.lb-catch-body .term { margin-top: 8px; font-size: 13px; border-bottom-style: solid; }

/* CTA band at end of read view */
.cta-band {
  margin-top: 26px; padding: 24px; border-radius: var(--radius); text-align: center;
  background: var(--primary-soft); border: 1px solid var(--line);
}
.cta-band h3 { margin: 0 0 6px; font-size: 19px; color: var(--primary-ink); }
.cta-band p { margin: 0 0 14px; color: var(--ink-soft); font-size: 15px; }

@media (max-width: 480px) {
  .lb-cards { grid-template-columns: 1fr 1fr; }
  .lb-stat-val { font-size: 28px; }
}

/* ---- Assess mode toggle ---- */
.seg { display: inline-flex; gap: 4px; background: var(--surface-2); border: 1px solid var(--line); border-radius: 999px; padding: 4px; margin: 6px 0 14px; flex-wrap: wrap; }
.seg-opt { text-decoration: none; color: var(--ink-soft); font-size: 14px; font-weight: 600; padding: 8px 15px; border-radius: 999px; white-space: nowrap; }
.seg-opt.active { background: var(--primary); color: #fff; }
.seg-opt:not(.active):hover { background: var(--surface); color: var(--ink); }

/* ---- Understand (decoder) ---- */
.up-card { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 18px; box-shadow: var(--shadow); }
.up-drop {
  display: block; text-align: center; padding: 22px; border: 1.5px dashed var(--line); border-radius: var(--radius-sm);
  cursor: pointer; background: var(--surface-2);
}
.up-drop:hover { border-color: var(--primary); }
.up-drop .ico { font-size: 28px; }
.up-drop-main { font-weight: 600; margin-top: 6px; }
.up-drop-sub { font-size: 13px; color: var(--muted); }
.up-text { width: 100%; min-height: 120px; margin-top: 12px; padding: 12px; border: 1px solid var(--line); border-radius: var(--radius-sm); font: inherit; font-size: 14px; background: var(--surface); color: var(--ink); resize: vertical; }
.up-or { text-align: center; color: var(--muted); font-size: 12px; text-transform: uppercase; letter-spacing: .5px; margin: 12px 0 8px; position: relative; }
.up-url { width: 100%; padding: 12px 14px; border: 1px solid var(--line); border-radius: var(--radius-sm); font: inherit; font-size: 14px; background: var(--surface); color: var(--ink); }
.up-url-hint { font-size: 12px; color: var(--muted); margin-top: 6px; }
.up-controls { display: flex; gap: 10px; margin-top: 12px; flex-wrap: wrap; }
.up-type { flex: 1; min-width: 180px; padding: 11px 12px; border: 1px solid var(--line); border-radius: 999px; font: inherit; background: var(--surface); color: var(--ink); }
.up-privacy { font-size: 12.5px; color: var(--muted); margin: 12px 0 0; }
.up-err { color: var(--danger); background: var(--danger-soft); padding: 12px 14px; border-radius: var(--radius-sm); margin-top: 16px; }
.up-loading { display: flex; align-items: center; gap: 10px; margin-top: 20px; color: var(--ink-soft); font-weight: 500; }
.spinner { width: 18px; height: 18px; border: 2px solid var(--line); border-top-color: var(--primary); border-radius: 50%; animation: spin .7s linear infinite; }
@keyframes spin { to { transform: rotate(360deg); } }

/* ---- Policy Card ---- */
.pc { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 20px; box-shadow: var(--shadow); margin-top: 8px; }
.pc-head { display: flex; align-items: center; gap: 14px; padding-bottom: 14px; border-bottom: 1px solid var(--line); }
.pc-ico { font-size: 30px; flex: none; }
.pc-plan { font-weight: 700; font-size: 17px; }
.pc-insurer { font-size: 13.5px; color: var(--ink-soft); display: flex; gap: 8px; align-items: center; flex-wrap: wrap; }
.pc-cover { margin-left: auto; text-align: right; font-weight: 800; font-size: 20px; color: var(--primary-ink); }
.pc-cover span { display: block; font-size: 11px; font-weight: 600; color: var(--muted); text-transform: uppercase; letter-spacing: .4px; }
.pc-engine { font-size: 10.5px; font-weight: 700; text-transform: uppercase; letter-spacing: .4px; background: var(--surface-2); color: var(--muted); padding: 2px 7px; border-radius: 999px; }
.pc-engine.ai { background: var(--primary-soft); color: var(--primary-ink); }
.pc-h { font-size: 14px; text-transform: uppercase; letter-spacing: .4px; color: var(--muted); margin: 18px 0 8px; }
.pc-feats { display: grid; gap: 8px; }
.pc-feat { display: flex; gap: 12px; padding: 10px 12px; border-radius: var(--radius-sm); background: var(--primary-soft); }
.pc-feat-ico { flex: none; width: 20px; height: 20px; border-radius: 50%; background: var(--primary); color: #fff; display: grid; place-items: center; font-size: 12px; font-weight: 700; margin-top: 1px; }
.pc-feat-label { font-weight: 600; }
.pc-feat-detail { font-size: 13.5px; color: var(--ink-soft); margin-top: 2px; }
.pc-catches { display: grid; gap: 10px; }
.pc-catch { display: flex; gap: 12px; padding: 12px; border-radius: var(--radius-sm); background: var(--surface-2); }
.pc-catch.high { border-left: 3px solid var(--danger); } .pc-catch.medium { border-left: 3px solid var(--accent); } .pc-catch.low { border-left: 3px solid var(--muted); }
.pc-catch-title { font-weight: 600; }
.pc-catch-exp { font-size: 13.5px; color: var(--ink-soft); margin-top: 2px; }
.pc-catch .term { margin-top: 6px; font-size: 12.5px; border-bottom-style: solid; }
.pc-rows { display: grid; gap: 0; }
.pc-row { display: flex; justify-content: space-between; gap: 12px; padding: 9px 0; border-bottom: 1px solid var(--line); font-size: 14.5px; }
.pc-row:last-child { border-bottom: 0; }
.pc-label { color: var(--ink-soft); }
.pc-val { font-weight: 600; text-align: right; }
.pc-conf { font-size: 10px; font-weight: 700; text-transform: uppercase; padding: 1px 6px; border-radius: 999px; margin-left: 4px; vertical-align: middle; }
.pc-conf.high { background: var(--primary-soft); color: var(--primary-ink); } .pc-conf.medium { background: var(--accent-soft); color: var(--accent); } .pc-conf.low { background: var(--surface-2); color: var(--muted); }
.pc-missing { color: var(--muted); font-weight: 400; font-style: italic; }
.pc-notice { background: var(--accent-soft); color: var(--ink); border: 1px solid var(--accent); border-radius: var(--radius-sm); padding: 12px 14px; margin: 14px 0 4px; font-size: 14.5px; line-height: 1.5; }
.pc-checks { margin: 0; padding-left: 18px; }
.pc-check { font-size: 14px; color: var(--ink-soft); margin: 6px 0; }

/* ---- Policy card: covered members ---- */
.pc-members { display: grid; gap: 8px; }
.pc-member { display: flex; align-items: baseline; gap: 10px; padding: 8px 0; border-bottom: 1px solid var(--line); flex-wrap: wrap; }
.pc-member:last-child { border-bottom: 0; }
.pc-mem-name { font-weight: 600; }
.pc-mem-rel { font-size: 12px; background: var(--primary-soft); color: var(--primary-ink); padding: 1px 8px; border-radius: 999px; }
.pc-mem-dob { font-size: 13px; color: var(--muted); margin-left: auto; }

/* ---- Vault ---- */
.vault-section-h { font-size: 13px; text-transform: uppercase; letter-spacing: .5px; color: var(--muted); margin: 22px 0 10px; }
.household { background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); padding: 16px 18px; box-shadow: var(--shadow); }
.household .vault-section-h { margin-top: 0; }
.hh-sub { color: var(--ink-soft); font-size: 14px; margin: 0 0 12px; }
.hh-person { padding: 10px 0; border-top: 1px solid var(--line); }
.hh-name { font-weight: 600; }
.hh-rel { font-size: 12px; font-weight: 500; background: var(--primary-soft); color: var(--primary-ink); padding: 1px 8px; border-radius: 999px; margin-left: 4px; }
.hh-policies { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 6px; }
.hh-chip { font-size: 12.5px; background: var(--surface-2); color: var(--ink-soft); padding: 4px 10px; border-radius: 999px; }
.vault-head { display: flex; align-items: center; justify-content: space-between; gap: 12px; }
.vault-list { display: grid; gap: 10px; }
.vault-tile { display: flex; align-items: center; gap: 14px; padding: 14px 16px; background: var(--surface); border: 1px solid var(--line); border-radius: var(--radius); box-shadow: var(--shadow); cursor: pointer; text-align: left; font: inherit; color: var(--ink); }
.vault-tile:hover { border-color: var(--primary); }
.vt-ico { font-size: 26px; flex: none; }
.vt-plan { font-weight: 600; }
.vt-insurer { font-size: 13px; color: var(--ink-soft); }
.vt-side { margin-left: auto; text-align: right; }
.vt-cover { font-weight: 700; color: var(--primary-ink); }
.vt-catch { font-size: 12px; color: var(--accent); font-weight: 600; }
.vault-detail { margin-top: 16px; }
.btn.danger { color: var(--danger); }

[hidden] { display: none !important; }